Starting the process of buying a manufactured home with Zenith Homes is simple! Begin by browsing our website to explore our various home models and floor plans. Once you have an idea of what you’re looking for, you can contact us via phone, email, or our online contact form to schedule a consultation. During the consultation, we will discuss your needs, budget, and preferences to help you select the perfect home. You can also visit our model home center to tour our model homes and get a firsthand look at the quality and features we offer.

The process of purchasing a manufactured home from Zenith Homes involves several key steps:

1. 1. Vision Visit:

      Your journey begins with a Vision Visit, where we meet to discuss your homeownership goals, budget, and location preferences. We’ll also introduce you to our available home models and options, helping you visualize what’s possible. This step ensures we understand your needs and set a strong foundation for the next phases.

   2. Blueprint Session:

      Once you’ve explored our options and are ready to move forward, we’ll schedule a Blueprint Session—a critical step where we ensure every aspect of your project is aligned before moving forward.During this session, we will:

      • Finalize Your Home Selection & Customizations – Choose your home model, floorplan, and any optional upgrades to match your vision and lifestyle.
      • Review the Total Project Budget – We’ll break down the total budget into smaller chunks: estimated costs for your home, the land purchase of payoff (if needed), site preparation, permitting, and installation, ensuring everything fits within your financial goals.
      • Align Financing & Secure Preapproval – If you need financing, we’ll guide you through the preapproval process, ensuring you understand your loan options, terms, and next steps.
      • Conduct a Site Readiness Review – If you already own land, we’ll evaluate its suitability, identifying any necessary work such as excavation, utility connections, or foundation preparation. If you’re still searching for land, we’ll provide guidance on selecting a site that fits your needs and budget.
      • Establish Next Steps & Approvals – Once we confirm financing, site readiness, and project feasibility, we’ll move forward with finalizing agreements and preparing for home ordering and construction.

      This session ensures everything is in place—home, budget, financing, and site—so your project moves forward smoothly without delays.

   3. The Sign-Off:

      At this stage, we ensure that everything is in place before ordering your home. Whether you’re purchasing with cash or financing, this step is all about confirming details, securing approvals, and getting the green light to move forward.

      • Finalizing Your Home & Budget
      • We conduct a Final Plan Check to ensure your home selection, design choices, and any optional upgrades align with your budget.
      • Any last-minute adjustments to home features or pricing are made before finalizing agreements.
      • Securing Payment & Loan Approvals
      • For cash buyers → We sign the purchase agreement and prepare for home ordering.
      • For financed buyers → We submit all required documents to your lender, complete the appraisal process, and move toward loan closing. Our team will support and guide you through the entire financing process.
      • Home Order & Construction Scheduling
      • Once financing is approved and closed (or cash is secured), we officially sign off on the home order.
      • Your home is scheduled for production based on the manufacturer’s current lead times and the anticipated permitting and construction timeline for your project.

      At the end of The Sign-Off, everything is locked in—home selection, financing, and order placement—so that we can move into the next phase: Construction.

   4. Construction Phase:

      With The Sign-Off complete, we now shift our focus to preparing your site and starting construction. This phase ensures that everything is in place for a smooth home installation and final assembly.

      • Permitting & Approvals
      • We handle the necessary permits and inspections to ensure your site meets all requirements.
      • If your project requires septic, well drilling, or utility connections, we will coordinate these items.
      • Site Preparation & Groundwork
      • Excavation & Grading – Ensuring your land is properly leveled and ready for installation.
      • Foundation & Utility Prep – Your home will site on a full 6″ reinforced concrete slab. Depending on the project, some of the utility work may begin before your home arrives.
      • Scheduling & Coordination
      • While your site is being prepped, we track your home’s production timeline and confirm delivery schedules.
      • We conduct a pre-delivery check-in to ensure that your site is fully ready before the home arrives.

      Once the site is fully prepared and permits are approved, we move into the next phase: Home Delivery & Installation.

   5. Home Delivery and Installation:

      With your site fully prepared, it’s time for the most exciting phase—home delivery and installation! This step brings your home onto the site and ensures it’s set up, secured, and ready for final inspections.

      • Home Delivery & Placement
      • Your home is transported from the manufacturer to your site and carefully positioned.
      • The home is secured to the foundation. 
      • If your home is a multi-section unit, sections are joined, sealed, and leveled.
      • Utility Connections & Exterior Work
      • We coordinate the hookup of water, sewer/septic, and electrical services.
      • Skirting installation is completed to enclose the underside of the home.
      • Final grade is established. Gutters, decks, and steps are installed. The type of driveway you selected is installed.
      • Final Building Inspection
      • The local building department conducts a final inspection to ensure the site work meets all code requirements.
      • Once approved, a Certificate of Occupancy (CO) is issued, confirming that the home is ready for move-in.
      • Interior Finishing & Quality Check
      • Inside the home, we complete any necessary finishing work, such as trim, touch up, door adjustments, drywall repair, and appliance installation.
      • A quality control walkthrough ensures all systems are functional and the home is ready for final approval.

      Once installation is complete, we move into the final phase: Inspections & Move-In!

   6. The Zenith Moment:

      Zenith (n.)
      /ˈzē-nəth/ or /ˈze-nəth/*

      1. The highest point or peak; the moment of greatest achievement or fulfillment.
      2. The culmination of a journey; the point at which everything comes together.

      After weeks of planning, designing, and preparing, you’ve reached your Zenith Moment—the Pinnacle of your homeownership journey. This is the moment where everything comes together, and you receive the keys to your new home.

Yes! Both the manufacturer, Fleetwood Homes, and Zenith Homes, offer a variety of customization options for our manufactured homes that you can choose from.On the outside, different exterior styles are available to create a home that suits your preferences (like different dormers, front doors, columns, siding options, and more). We also offer garages, shops, covered porches, patios, and landscaping options to match your lifestyle. During the design phase, you can select interior options such as flooring, countertops, cabinetry, and appliances. Modifications to the floor plan are possible too, subject to approval from our manufacturing partners at Fleetwood Homes. To keep our homes priced right, they can’t say yes to everything, but they are very flexible! Our team will work closely with you to ensure that your home meets your exact specifications and needs.

At Zenith Homes, we offer a wide range of manufactured homes to fit various budgets and preferences. When we opened our business, we knew right from the start that our community needs homes that make common sense financially, so we went out looking for a manufacturer that shared our approach. The short answer is that our homes start around $65,000. That price is for our smallest base model home (The Favor) , and the price actually includes standard delivery and setup within 50 miles of Shelton.

Realistically, the total price is going to be higher, depending on whether you have land or need to buy it, and what kind of improvements your property needs (well, septic, power, etc.). The price does not include sales tax since it is based on where we deliver the home (8.6% in most of Mason County). There are also additional fees like loan closing costs, appraisal fees, and engineering fees (when necessary).

We pride ourselves on offering exceptional value for your investment, ensuring you get a high-quality home at a price that suits your budget. For specific pricing, please check out our available homes, contact us, or visit our model home center.

Transparency is a top priority at Zenith Homes. We believe in clear and straightforward pricing with no hidden fees. During the consultation process, we will provide a detailed breakdown of all costs involved, including the home price, site preparation, delivery, installation, and any additional customizations you choose. Our goal is to ensure you have a complete understanding of your investment, so there are no surprises along the way. That being said, here is a short list of fees/costs that you should be prepared for:

• contingency/reserve funds
  • a contingency fund is a chunk of your overall budget or loan amount that we set aside to cover unanticipated costs. for example:
    • extra requirements from building and/or health department (wetland studies, geotechnical studies, etc.)
    • unforeseen/hidden or changes in site conditions like a high water table, poor soils/drainage, discovery of excessive rocks while digging the foundation, etc.
    • challenging weather (extra gravel or equipment required to place your home in poor weather, additional drainage to route water away from construction area, etc.)
    •  unusual events affecting material prices: as well all experienced during the pandemic, certain events can dramatically increase the cost of critical materials such as lumber
• sales tax
  • the advertised price of our homes does not include sales tax, which we are required to collect by the WA Dept of Revenue. the amount of sales tax we collect is based upon the sum of your home price, any additional options, and all of the site improvements. for example:
    • Home: $107,887
    • Options: $14,901
    • Site Improvements: $54,215
    • Contingency: $8,132
    • Land (no sales tax): $50,000
    • Taxable Amount: $185,135
    • Subtotal: $235,135
    • Tax (8.6%): $15,921.61
    • Total: $251,056.61
• earnest money*
  • funds that you deposit with escrow when you make an offer to buy a property. these funds are refundable under most circumstances within your feasibility period.
• closing costs
  • when you obtain financing to build a home, you will have a few fees to pay, including the origination fee, which is collected by your lender to process and underwrite your loan application.
  • appraisal fees*: fee to hire a professional appraiser to determine the value of your completed property once a home has been built on it. the appraisal typically costs between $500 and $1000
  • PMI (private mortgage insurance is a monthly insurance premium required on some loans to insure your lender against default — this becomes part of your monthly mortgage payment)
• perk testing/soil logs*
  • a perk test is required if your property does not already have an approved septic system. there are two components to the cost of a perk test: the fee collected by the person or company that digs the perk holes, and the fee collected by the licensed septic designer who inspects the soils in the perk holes to determine what type of septic system may be approved by the health department. this fee is typically $500-$700.
• well inspection*
  • if you are buying property that already has a well, it will need to be tested to make sure it has sufficient flow to serve your home and sampled to make sure it is safe to drink. typical inspection/sampling fees run between $300 and $600. fees may be higher if a generator and pump is required
• septic inspection*
  • if you are buying property that already has a septic system, it is critically important that it is pumped and inspected to ensure there are no hidden problems that could cost you later! this is often paid for and taken care of by the seller, but costs are usually a few hundred dollars.

*upfront costs that will need to be paid before your loan closes and your purchase is finalized. 

Getting pricing for your dream home project is easy and hassle-free with Zenith Homes. Simply contact us via phone, email, use our online contact form to drop us a message, or stop by our model home center. During this consultation, we will discuss your needs, preferences, and budget to provide you with a personalized estimate.

At Zenith Homes, we strive to make the journey from ordering your home to moving in as smooth and efficient as possible. Typically, the entire process takes about 6 months, although our team has experienced projects that go a little quicker and projects that take way longer. This timeline for building your manufactured home includes designing your home, securing financing, obtaining permits, site preparation, construction of your home, delivery, and installation. We work closely with you every step of the way to ensure that your new home is ready for you on schedule.

Mason County: 4-6 months

Grays Harbor County (including Ocean Shores): 4-6 months

Thurston County*: 6-9 months

Pacific County: 4-6 months

Lewis County: 4-6 months

Kitsap County*: 6-9 months

Pierce County*: 6-12 months

* indicates the counties most likely to experience a longer project due to slower permit processing times, additional environmental/species issues, etc.

While we strive to stick to the general timelines we outlined above, sometimes unforeseen delays can occur. If there are any delays, we will communicate with you, your contractors, and your lender promptly and transparently. Our team will provide regular updates and work diligently to minimize any impact on your move-in date. We are committed to delivering your home as quickly as possible without compromising on quality and safety.

Absolutely! We understand the excitement of watching your new home take shape and encourage you to stay involved. We do offer scheduled visits to the construction site that are conducted under the supervision of our team to ensure safety and also to provide information and answer questions about what you are seeing. We will coordinate with you to schedule these visits at key stages of construction. Your safety and the safety of our workers are our top priorities, so exercise caution any time you visit the site!

Our lending partners offer a variety of financing options to suit your needs. These options include conventional mortgages, FHA loans, VA loans, and chattel loans, which are specifically designed for manufactured homes placed on leased land (like a mobile home park) or on private property (for example, if you are putting a home on your property for your children). While we can provide information on these options, we recommend consulting directly with your loan officer or financial advisor to determine which loan program is best suited for your situation. Additionally, applying with a couple of our trusted lending partners can help ensure you get the best rate and terms possible.

Building and financing a new manufactured home can differ from buying a traditional home on the market.

• The main difference is that a new manufactured home is usually financed with a construction loan that converts to a mortgage upon completion (also called a “construction to permanent loan” or a “one-time close construction loan”), while a home that is already built and listed on the market does not require a construction loan at all. A construction loan lender may require a higher down payment and the interest rates during construction are often higher than a mortgage rate on a traditional loan. Additionally, you may be required to make interest-only payments during the construction of your home.
• When a manufactured home isn’t installed on “real property” it is often financed with specialized loans such as chattel loans, which may have a higher interest rate and a shorter term. Some chattel loans may not cover permanent site improvements such as septic systems or wells.

Maybe! Our team has worked with a lot of customers that have a long relationship with their bank or credit union, so they reason that it is the best place to finance their manufactured home — and sometimes it is. Our team will work with you and your bank or credit union to determine if they offer a loan product that aligns with our disbursement and funding requirements. If not, we’ve developed excellent relationships with both national and local lenders that have many years of experiencing making loans for Washington buyers that want to build a manufactured home.