WELCOME TO ZENITH HOMES of SHELTON

WHY CHOOSE US

Financing Made Easy

With multiple lending partners, our team makes the financing process easy!

The Best Brand

Zenith Homes proudly carries home built exclusively by Fleetwood Homes of Nampa, ID. When you invest in a home from Fleetwood, you can be sure you’re getting a home that has been built with quality materials by expert craftsmen.

Years of Experience

Our team has years of experience turning customers into homeowners. With over 400 manufactured home projects under our belt, you can be confident in choosing Zenith Homes as your builder.

Service & Maintenance

Our service department will guide you on important home maintenance tips and help keep your home in great shape for years to come!

Ready to Sell Your Home?

Discover your home’s true value with Zenith Homes. As licensed real estate brokers and manufactured home specialists, we offer expert assistance in selling your home quickly and efficiently. Contact us today to schedule your free consultation!

Want to Update or Remodel Your Home?

Transform your existing manufactured home with Zenith Homes’ expert remodeling services. From modern upgrades to complete renovations, our team delivers high-quality results that enhance both comfort and value. Reach out today to discuss your home improvement plans!

Have Questions? Check out our FAQ.

The Buying Process

Do I need to own land before buying a manufactured home?

While owning land is beneficial, it is not a requirement to start the process with Zenith Homes. If you do not own land, we can assist you in finding a suitable site for your manufactured home. Derek Johnson is a licensed real estate agent and can help provide guidance on a land purchase. Our team can save you a lot of money, heartache and time by helping to determine whether or not a property makes sense to build on before you buy it. Additionally, if you prefer, we can help you place your home in a mobile home park or community. Our goal is to make homeownership accessible and attainable, regardless of your current land ownership status.

How do I start the process of buying a manufactured home?

Starting the process of buying a manufactured home with Zenith Homes is simple! Begin by browsing our website to explore our various home models and floor plans. Once you have an idea of what you’re looking for, you can contact us via phone, email, or our online contact form to schedule a consultation. During the consultation, we will discuss your needs, budget, and preferences to help you select the perfect home. You can also visit our model home center to tour our model homes and get a firsthand look at the quality and features we offer.

What steps are involved in purchasing a manufactured home from Zenith Homes?

The process of purchasing a manufactured home from Zenith Homes involves several key steps:

  1. Initial Consultation: Meet with our team to discuss your requirements, such as your budget, the desired location or area that you want to build in, and available options.
  2. Home Tour/Selection & Design: Tour of model home to get a feel for how Fleetwood Homes are built and to see a variety of options that can be added to our homes. Choose a home model and options that fit your needs.
  3. Preapproval/Financing: Explore financing options and secure a loan if needed. We can guide you through this process.
  4. Site Selection/Inspection: At this exciting stage, prospective buyers will make a refundable investment of $1,000 in their homeownership journey. This investment marks a significant step towards owning your dream home. After this investment is made, we schedule a site visit to assess how much work is required to prepare the site. This may include drilling a well, designing and installing a septic system, excavation and grading, pouring a foundation or slab, and other items necessary to get ready for your new home. After the visit, our team will prepare a construction estimate and order a home quote based on our home selection/design meeting.
  5. Review the Numbers: Once the home quote is back and the construction estimate is ready, we will review all of the numbers together and ensure everything fits within your budget. Final adjustments to design, options, and site prep extras can be made at this time. Once all revisions are made, we will sign a purchase agreement memorializing all of the details of your new home! If you are financing, we will send all of the docs to your lender so they can start their process.
  6. Order and Construction: Once your loan is closed and everything is in place, we will order your home (depending on manufacturing lead times, the order may be delayed so it doesn’t arrive too soon!) and begin site construction. The first step is permits. Our team will guide you through each step of the construction process and keep you in the loop.
  7. Delivery and Installation: Once your site is ready, your home will be delivered and installed on your site. This is where everything starts coming together: the home will be tied down and skirted, utilities (electrical, water, sewer) get connected, decks get built, gutters get installed, and all the finishing touches get wrapped up inside and outside so you can move in!
  8. Final Inspection and Move-In Orientation: At the end of your project, the building department will conduct a final inspection and issue a certificate of occupancy. Your lender may also require a final inspection before your construction loan is modified and your mortgage begins. Once these steps are completed, we’ll meet you at your new home and go through our Move-In Orientation together and present you with your keys!

Can I customize the features and layout of my manufactured home?

Yes! Both the manufacturer, Fleetwood Homes, and Zenith Homes, offer a variety of customization options for our manufactured homes that you can choose from.On the outside, different exterior styles are available to create a home that suits your preferences (like different dormers, front doors, columns, siding options, and more). We also offer garages, shops, covered porches, patios, and landscaping options to match your lifestyle. During the design phase, you can select interior options such as flooring, countertops, cabinetry, and appliances. Modifications to the floor plan are possible too, subject to approval from our manufacturing partners at Fleetwood Homes. To keep our homes priced right, they can’t say yes to everything, but they are very flexible! Our team will work closely with you to ensure that your home meets your exact specifications and needs.

Pricing

What is the price range for your manufactured homes?

At Zenith Homes, we offer a wide range of manufactured homes to fit various budgets and preferences. When we opened our business, we knew right from the start that our community needs homes that make common sense financially, so we went out looking for a manufacturer that shared our approach. The short answer is that our homes start around $65,000. That price is for our smallest base model home (The Favor) , and the price actually includes standard delivery and setup within 50 miles of Shelton.

 

Realistically, the total price is going to be higher, depending on whether you have land or need to buy it, and what kind of improvements your property needs (well, septic, power, etc.). The price does not include sales tax since it is based on where we deliver the home (8.6% in most of Mason County). There are also additional fees like loan closing costs, appraisal fees, and engineering fees (when necessary).

 

We pride ourselves on offering exceptional value for your investment, ensuring you get a high-quality home at a price that suits your budget. For specific pricing, please check out our available homes, contact us, or visit our model home center.

Are there any hidden costs or fees I should be aware of?

Transparency is a top priority at Zenith Homes. We believe in clear and straightforward pricing with no hidden fees. During the consultation process, we will provide a detailed breakdown of all costs involved, including the home price, site preparation, delivery, installation, and any additional customizations you choose. Our goal is to ensure you have a complete understanding of your investment, so there are no surprises along the way. That being said, here is a short list of fees/costs that you should be prepared for:

 

  • contingency/reserve funds
    • a contingency fund is a chunk of your overall budget or loan amount that we set aside to cover unanticipated costs. for example:
      • extra requirements from building and/or health department (wetland studies, geotechnical studies, etc.)
      • unforeseen/hidden or changes in site conditions like a high water table, poor soils/drainage, discovery of excessive rocks while digging the foundation, etc.
      • challenging weather (extra gravel or equipment required to place your home in poor weather, additional drainage to route water away from construction area, etc.)
      •  unusual events affecting material prices: as well all experienced during the pandemic, certain events can dramatically increase the cost of critical materials such as lumber
  • sales tax
    • the advertised price of our homes does not include sales tax, which we are required to collect by the WA Dept of Revenue. the amount of sales tax we collect is based upon the sum of your home price, any additional options, and all of the site improvements. for example:
      • Home: $107,887
      • Options: $14,901
      • Site Improvements: $54,215
      • Contingency: $8,132
      • Land (no sales tax): $50,000
      • Taxable Amount: $185,135
      • Subtotal: $235,135
      • Tax (8.6%): $15,921.61
      • Total: $251,056.61
  • earnest money*
    • funds that you deposit with escrow when you make an offer to buy a property. these funds are refundable under most circumstances within your feasibility period.
  • closing costs
    • when you obtain financing to build a home, you will have a few fees to pay, including the origination fee, which is collected by your lender to process and underwrite your loan application.
    • appraisal fees*: fee to hire a professional appraiser to determine the value of your completed property once a home has been built on it. the appraisal typically costs between $500 and $1000
    • PMI (private mortgage insurance is a monthly insurance premium required on some loans to insure your lender against default — this becomes part of your monthly mortgage payment)
  • perk testing/soil logs*
    • a perk test is required if your property does not already have an approved septic system. there are two components to the cost of a perk test: the fee collected by the person or company that digs the perk holes, and the fee collected by the licensed septic designer who inspects the soils in the perk holes to determine what type of septic system may be approved by the health department. this fee is typically $500-$700.
  • well inspection*
    • if you are buying property that already has a well, it will need to be tested to make sure it has sufficient flow to serve your home and sampled to make sure it is safe to drink. typical inspection/sampling fees run between $300 and $600. fees may be higher if a generator and pump is required
  • septic inspection*
    • if you are buying property that already has a septic system, it is critically important that it is pumped and inspected to ensure there are no hidden problems that could cost you later! this is often paid for and taken care of by the seller, but costs are usually a few hundred dollars.

*upfront costs that will need to be paid before your loan closes and your purchase is finalized. 

How do I get a quote for a manufactured home?

Getting pricing for your dream home project is easy and hassle-free with Zenith Homes. Simply contact us via phone, email, use our online contact form to drop us a message, or stop by our model home center. During this consultation, we will discuss your needs, preferences, and budget to provide you with a personalized estimate.

Timelines

What is the typical timeline from ordering to move-in?

At Zenith Homes, we strive to make the journey from ordering your home to moving in as smooth and efficient as possible. Typically, the entire process takes about 6 months, although our team has experienced projects that go a little quicker and projects that take way longer. This timeline for building your manufactured home includes designing your home, securing financing, obtaining permits, site preparation, construction of your home, delivery, and installation. We work closely with you every step of the way to ensure that your new home is ready for you on schedule.

 

Mason County: 4-6 months

Grays Harbor County (including Ocean Shores): 4-6 months

Thurston County*: 6-9 months

Pacific County: 4-6 months

Lewis County: 4-6 months

Kitsap County*: 6-9 months

Pierce County*: 6-12 months

 

* indicates the counties most likely to experience a longer project due to slower permit processing times, additional environmental/species issues, etc.

How are delays handled if they occur during construction?

While we strive to stick to the general timelines we outlined above, sometimes unforeseen delays can occur. If there are any delays, we will communicate with you, your contractors, and your lender promptly and transparently. Our team will provide regular updates and work diligently to minimize any impact on your move-in date. We are committed to delivering your home as quickly as possible without compromising on quality and safety.

Can I visit the construction site during the building process?

Absolutely! We understand the excitement of watching your new home take shape and encourage you to stay involved. We do offer scheduled visits to the construction site that are conducted under the supervision of our team to ensure safety and also to provide information and answer questions about what you are seeing. We will coordinate with you to schedule these visits at key stages of construction. Your safety and the safety of our workers are our top priorities, so exercise caution any time you visit the site!

Financing

What financing options are available for purchasing a manufactured home?

Our lending partners offer a variety of financing options to suit your needs. These options include conventional mortgages, FHA loans, VA loans, and chattel loans, which are specifically designed for manufactured homes placed on leased land (like a mobile home park) or on private property (for example, if you are putting a home on your property for your children). While we can provide information on these options, we recommend consulting directly with your loan officer or financial advisor to determine which loan program is best suited for your situation. Additionally, applying with a couple of our trusted lending partners can help ensure you get the best rate and terms possible.

What is the difference between financing a manufactured home and a traditional home?

Building and financing a new manufactured home can differ from buying a traditional home on the market.

  • The main difference is that a new manufactured home is usually financed with a construction loan that converts to a mortgage upon completion (also called a “construction to permanent loan” or a “one-time close construction loan”), while a home that is already built and listed on the market does not require a construction loan at all. A construction loan lender may require a higher down payment and the interest rates during construction are often higher than a mortgage rate on a traditional loan. Additionally, you may be required to make interest-only payments during the construction of your home.
  • When a manufactured home isn’t installed on “real property” it is often financed with specialized loans such as chattel loans, which may have a higher interest rate and a shorter term. Some chattel loans may not cover permanent site improvements such as septic systems or wells.

Can I finance the purchase with my bank?

Maybe! Our team has worked with a lot of customers that have a long relationship with their bank or credit union, so they reason that it is the best place to finance their manufactured home — and sometimes it is. Our team will work with you and your bank or credit union to determine if they offer a loan product that aligns with our disbursement and funding requirements. If not, we’ve developed excellent relationships with both national and local lenders that have many years of experiencing making loans for Washington buyers that want to build a manufactured home.